Chariton, Iowa
Construction & Remodeling
Your One Call Solution for Home Building and Remodeling in Chariton, Iowa.
Chariton, Iowa General Contractor

About Us
Established in 2020, Busy Builders was founded to bring integrity and honesty back to remodeling and homebuilding. We serve Chariton and all of Lucas County, from small bathroom updates to complete custom home builds. This small rural community deserves contractors who deliver quality work and honest service, even for projects in towns where some contractors won’t travel.
Our Mission
Provide the most transparent and honest experience possible for any construction project. Chariton homeowners deserve contractors who show up when promised, communicate clearly, and deliver quality work at fair prices.
Our Vision
To serve all of Central Iowa with dedicated construction services, from West Des Moines through Lucas County and beyond.
Building in Chariton and Lucas County
Chariton runs on the 2009 I-codes. The state code has moved on about fifteen years since then. A plan set drawn for a metro job gets checked against an older book here. Energy requirements, wall bracing and deck attachment all read differently in that edition. The city lists the 2009 International Building Code and the 2009 International Residential Code, plus the 2015 International Property Maintenance Code. Plumbing, mechanical and electrical work follow the state codes: the 2024 Uniform Plumbing Code, the 2024 International Mechanical Code and the 2023 National Electrical Code. Confirm the building code editions are still current before anyone quotes your job. The median Chariton home was built around 1955. That makes this a renovation and repair market more than a new build one. Two local programs are worth a call. The city adopted an Urban Revitalization Plan in 2023 offering tax abatement inside city limits. The Chariton Valley Regional Housing Trust Fund offers home improvement grants to qualifying owner occupants who carry homeowners insurance. Permits and inspections run through the Chariton Building and Code Department. Shawn Werts is the Building and Code Enforcement Officer, 641-774-5991, at 115 S Main Street. The fee table is in city code section 15.04.100, linked from the city’s permits page. Chariton sits about 54 road miles out, past our usual 50 mile line. Call us at 844-435-9800. Permit rules and fees change, so confirm them before you set a budget.
What each project costs and requires in Chariton
Chariton still enforces the 2009 International Residential Code, adopted by city ordinance in 2012. Its code also fixes the frost line at 42 inches and lists trade permit fees in plain dollars. Each card below covers what Chariton requires for one kind of project, and what that means for your budget and schedule.
Home Building in Chariton
New homes with Busy Builders start from about $150 per square foot. Final costs vary by scope, materials, complexity and location within our service area. Chariton’s code says no building may be erected without a city permit. For a home valued between $100,000 and $500,000, the permit fee is $250 for the first $100,000, plus $2 for each added $1,000. A new house also carries trade base fees of $110 for electrical, $90 for plumbing and $90 for mechanical. Chariton sizes structures for a 25-pound ground snow load and 90 mph wind. Our crews have finished more than 1,285 projects across Central Iowa since 2020.
Home Remodeling in Chariton
Any remodel that structurally alters a Chariton home needs a city permit before work begins. Once issued, the permit lapses if work does not start within 120 days or stops for 120 days. The job must be substantially complete within 18 months. Buildings on the town square sit in the city’s historic district, where even exterior work needs a permit. Based on income, Lucas County homeowners may qualify for a repair grant or loan of up to $12,500. The Chariton Valley Regional Housing Trust Fund runs it. One reviewer noted how fast we fit a small job into the schedule and cleaned up before leaving.
Kitchen Remodeling in Chariton
Kitchen remodels start from about $250 per square foot. Final costs vary by scope, materials, complexity and location within our service area. A full kitchen takes about 6 to 12 weeks from approval through the final punch list. In Chariton, a new sink location or added circuits brings trade permits, with remodel base fees of $45 for plumbing and $55 for electrical. City code lets a fixture be swapped in place without a plumbing permit, as long as the rough-in pipes stay untouched. Rough-in pipes are the supply and drain lines hidden in the wall. Once we open those walls, we often find mold behind the sink from an old, slow leak.
Bathroom Remodeling in Chariton
Busy Builders has quoted hall bathroom facelifts from about $3,000 to $5,000 and large primary baths up to about $60,000. Most three-quarter to full remodels that keep the layout land around $15,000 to $20,000. Final costs vary by scope, materials, complexity and location within our service area. When a Chariton bath gets new drain lines, the city inspects the plumbing three times: sewer, then waste and vent pipes, then the set fixtures. Licensed plumbers and electricians we coordinate pull those trade permits. The most common reason a bathroom budget grows is scope added after the first estimate.
Basement Finishing in Chariton
Chariton’s housing code only counts a partly below-grade room as habitable when its floors and walls are watertight. The room’s required window area must also sit fully above the ground outside it. Basement wiring and plumbing carry city base fees of $55 and $45. A new bedroom needs an egress window with at least 5.7 square feet of clear opening and a sill no higher than 44 inches. About 5 in 7 Iowa homes test above the EPA radon action level of 4 pCi/L. We treat radon testing and mitigation as part of the finish. Size, bathrooms and moisture work set the price, which we put in a written estimate.
Basement Remodeling in Chariton
Redoing a finished basement in Chariton starts with what is hiding behind the old drywall. In older Central Iowa basements, our crew most often finds mold, missing moisture barriers, thin insulation and old or unsafe wiring. We have also rebuilt basements other contractors botched, including walls that collapsed because no one fastened them.
Chariton’s code decides what the new space can be. A bedroom below grade counts as habitable only with watertight floors and walls, enough window area above grade and code-compliant exits. That bedroom also needs an egress opening of 5.7 square feet or more, with the sill no higher than 44 inches. Moving walls is a structural alteration, so it needs a building permit. Rewiring and moved drains need trade permits, with basement base fees of $55 electrical and $45 plumbing. Inspectors must approve each stage before work goes past that point. Renting the space out? Chariton inspects rental units every two years. Price depends on what the tear-out reveals, so we quote it in writing after we look.
Deck Building in Chariton
Chariton’s code fixes the frost line at 42 inches, so deck footings must reach at least that deep. A new deck adds a structure, and city code requires a permit for that. The city’s Building and Code page also links a separate deck requirements sheet. Permits and fees go to City Hall, and a denial can be appealed to the Board of Adjustment. A deck on a town square property counts as exterior work in the historic district. Size, height, material and stairs drive the price, so we give a written estimate after measuring. A spring 2026 composite deck customer singled out our communication in a review.
Home Additions in Chariton
Home additions start from about $300 per square foot. Final costs vary by scope, materials, complexity and location within our service area. Chariton’s code says no building may be added to without a permit. Its residence zones are named for the smallest lot each allows. RS 84 means 8,400 square feet, RD 70 means 7,000 and SR 60 means 6,000.
Setbacks come from each zone’s space limits in Title 18 of the city code. The plan has to fit them before a permit is issued. Footings go below the 42-inch frost line written into city code. Roof framing is sized for a 25-pound ground snow load. Wiring and plumbing for an addition carry base fees of $55 and $45. Iowa’s SF 592 lets accessory dwelling units reach 1,000 square feet or 50 percent of the house, whichever is larger. Cities cannot require the owner to live on site. We also build storm shelters, safe rooms and attached garages as part of an addition when asked.
Our Building Partners.









- Achievement
Your Project, Our Passion.
Since 2020, Busy Builders has completed more than 1,285 projects across Central Iowa.
Quality Construction at the Right Price.
Additions
Busy Builders starting rate. Your written estimate sets the final price.
- Additional Story
- Tornado Shelter
- Living Room
- Bedroom
- Sunroom
- Bathroom
- Garage
- ADU
Kitchen Remodeling
Busy Builders starting rate. Your written estimate sets the final price.
- Countertops
- Appliances
- Cabinetry
- Backsplash
- Islands
- Lights
Home Building
Busy Builders starting rate. Your written estimate sets the final price.
- Custom Build
- Multi-Family
- Tiny Home
- Spec Build
- Frequently Asked Questions
FAQs About Home Construction & Remodeling in Chariton, IA
Which building code does Chariton enforce?
Chariton’s building code is the 2009 International Building Code and the 2009 International Residential Code, with the 2015 property maintenance code. That is about fifteen years behind the current state code. Plumbing, mechanical and electrical work follow the state codes: the 2024 Uniform Plumbing Code, the 2024 International Mechanical Code and the 2023 National Electrical Code. Confirm the building code editions with the code officer at 641-774-5991 before you rely on them.
Why does an older code edition matter to my Chariton project?
Because it changes the drawings. Energy requirements, wall bracing and deck attachment all read differently in the 2009 book than in the current one. A plan set drawn for an Ankeny or Waukee job can get rejected here. Not because it is worse, but because it answers a different code. We draw to the edition Chariton actually enforces.
What does a building permit cost in Chariton?
Chariton’s city code, section 15.04.100, sets the building permit fee by project value, and the city’s permits page links the table. A home valued between $100,000 and $500,000 pays $250 for the first $100,000, plus $2 for each added $1,000. Trade permits carry their own base fees. Fees change, so confirm the current figure with Shawn Werts, the Building and Code Enforcement Officer, at 641-774-5991.
Are there local programs that help pay for a Chariton remodel?
Two are worth a call. Chariton adopted an Urban Revitalization Plan in 2023 that provides tax abatement for development and revitalization inside city limits. The Chariton Valley Regional Housing Trust Fund offers home improvement grants to qualifying owner occupants who carry homeowners insurance. Eligibility rules and funding change, so confirm both directly before you count on either one.
Do I need design approval for a home near the Chariton courthouse square?
Yes, if your lot is in the city’s historic district for permits. Chariton’s code, section 15.04.015, draws that district around the Lucas County Courthouse block, and any exterior work there needs a permit. Work that would significantly change a building’s outside appearance goes to the Historic Preservation Commission. Confirm whether your lot is inside the district with the code officer at 641-774-5991 before you plan exterior work.
Is Chariton inside your service area?
Yes, though it is a stretch. Chariton sits about 54 road miles from Des Moines, past our usual 50 mile line. We say that plainly because distance affects scheduling and mobilization, especially on small jobs. We have completed 1,285+ projects across Central Iowa since 2020. Call 844-435-9800 and we will be honest about fit.
- Our Articles
Home Building & Remodeling Blogs for Chariton, IA

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Remodeling an Already-Finished Basement: What Is Worth Redoing
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ADU vs Basement Suite for Aging Parents in West Des Moines
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